A woman's hands holding a phone. An image of a bank card appears on the phone's screen.

Looking for a convenient bank account?
Here's Konto w Porządku.

The w Porządku Account is available in two versions – the w Porządku Start Account, designed for people aged 13 to 25, and the w Porządku Account, for people aged 26 and over. Maintaining the account is free. You can manage it through online and mobile banking, or at any bank or post office.

Account in Order Start

This account is for people aged 13 to 25.

Your first personal account. You can conveniently access it through the mobile app or online banking. You create the account once, and it grows with you. Choose a virtual or eco-friendly card with the Poczta Polska logo. You can conveniently pay by phone, watch, wristband, or BLIK – whatever suits you best.

  • PLN 0 for opening and maintaining an Account in Order Start
  • 0 PLN for a payment card with an attractive loyalty program
  • PLN 0 for withdrawals from all Planet Cash and PKO BP ATMs in Poland
  • PLN 0 for transfers and standing orders from your account via online and mobile banking

If you have a Porządku Start Account and turn 26, your account will automatically and free of charge be converted into the Porządku Start Account variant for people aged 26 and over.

Account in Order

Variant for people over 26 years of age

Konto w Porządku is a convenient personal account with Bank Pocztowy. You can choose a card: biometric, virtual, a debit card with the Poczta Polska logo, or a card with the Caritas logo. You can easily manage your account funds through modern online or mobile banking. You have easy access to mobile payments, BLIK, and loyalty programs for payment card users.

  • PLN 0 for the account card if you make non-cash payments with it for a total amount of at least PLN 400 in a month
  • PLN 0 for maintaining an account provided that a payment card is issued for the account
  • PLN 0 for transfers and standing orders made from your account via banking
  • PLN 0 for withdrawals from all Planet Cash and PKO BP ATMs in Poland
  • PLN 0 for cash deposits to the Account in Order at Bank and Poczta Polska branches

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Savings Account

Check out the advantages of a Savings Account at Bank Pocztowy

Check

Select your card for your Account in Order

Virtual card

virtual card with the Bank Pocztowy logo

The Bank Pocztowy virtual card is available in online banking immediately after submitting the application. You assign a PIN to it yourself in the banking system. This card does not take the form of a traditional plastic payment card.

  • You don't have to wait for your card to be sent to you, as it is available in your banking system immediately after applying for the card.
  • You can use it to pay safely for online purchases and, after adding it to your digital wallet, contactless payments in stationary stores.
  • You can withdraw money with it for free anywhere in the world – wherever the device accepts contactless payments.
  • You can easily add it to your digital wallet and pay with your phone, watch, or wristband.
  • The card includes a free online shopping insurance package and the Priceless Moments loyalty program.
  • You will pay only PLN 4.99 per month for using the virtual card

Debit card with the Polish Post logo

A man's hands holding a Bank Pocztowy payment card, with a cup of coffee on the desk in the background.

The Mastercard debit card with the Poczta Polska logo provides convenient access to funds held in your bank account. It's issued free of charge to your Konto w Porządku account. You can use it to safely pay for purchases in Poland and worldwide, withdraw money from your account, or deposit cash into your account at a cash deposit machine.

  • You can waive the card fee by spending PLN 300/month with your card.
  • You can use it to withdraw money free of charge from all ATMs in Poland and abroad as part of your ATM subscription, as well as from Bank and Post Office branches. Check also which ATMs are available on your account free of charge regardless of your subscription.
  • You can withdraw cash contactlessly at Euronet ATMs
  • Thanks to the "Pay by card and withdraw" service, you can withdraw cash free of charge when shopping at a post office, store cash register or gas station
  • You can use your card to make secure payments for purchases in stationary stores (also contactless) and online.
  • Thanks to the Priceless Moments program, when you pay for your purchases with your card, you collect points and exchange them for prizes

Debit card with the Caritas logo

The Bank Pocztowy card with the Caritas logo is the first Mastercard debit card in Poland supporting the work of Caritas Polska. By paying for your purchases with this card, you support noble initiatives. The card provides convenient access to the funds accumulated in your account. You can conveniently pay for purchases in Poland and around the world.

  • The card is issued free of charge to the Account in Order
  • Provides convenient access to money in your account
  • You can easily and safely use it to pay for your purchases in stores and online.
  • You can use it to withdraw money from your account for free when shopping at a post office, store cash register or gas station.
  • When you pay with your card, you collect points. Mastercard converts your collected points into cash and transfers them in full to the Caritas Polska account.
  • Only adults can order a Caritas card.

How to apply for a card for your account

If you already have an Account in Order with Bank Pocztowy, you can apply for a card through online banking. If you don't yet have an account with Bank Pocztowy, you can order a card when applying for an account – via the online application available on the Bank's website or at a Bank or Post Office branch.