Agrocasco – insurance of agricultural machinery
Agrocasco is voluntary insurance for owners of agricultural machinery. It protects against expenses related to damage, destruction, or theft of machinery – it can be compared to comprehensive insurance for passenger cars.
Agricultural machinery is a fundamental tool for every farmer, and its large size and intensive use contribute to accidents and breakdowns while traveling on roads and during field work. Every farmer is required to have mandatory third-party liability insurance (OC), but this insurance only covers damage to others. Therefore, farm owners should consider purchasing Agrocasco insurance, which provides financial protection in the event of damage to or destruction of agricultural machinery due to factors such as fire, hurricane, or flood. This insurance can also protect against the consequences of machinery theft.
The basic scope of Agrocasco insurance includes protection against damages resulting from events beyond the control of the insured or a person performing work for the insured. This is an all-risk formula, providing a broad range of coverage. Additionally, the insurance can be extended to include the following risks:
- theft of agricultural machinery and its parts from the habitat,
- theft of agricultural machinery from outside the habitat area,
- transportation of agricultural produce.
The Postal Insurance offer includes insurance for equipment intended for various types of field work: cultivators, harrows, combines, tractors, sprayers, etc.
Why is it worth purchasing Agrocasco from Postal Insurance?
- Protection against all risks – all-risk insurance
- Insurance for machines up to 25 years old
- Installment payment – up to 4 installments
- Possibility to insure all agricultural machinery under one policy
- Discount for machines less than 5 years old
- Additional discount for having an active "Safe Farmer" policy
- The scope of insurance covers damage resulting from a failure caused by the entry of a foreign body
- No depreciation deductions for parts less than 3 years old
- Possibility to conclude an insurance contract for the period of field work (3 months) or for the full
12 months
Agrocasco insurance is available at Poczta Polska branches. More information about the scope of the offer and premium rates can also be obtained by contacting postal intermediaries by phone – phone numbers are available in the "Contact" tab on the website: https://www.poczta-polska.pl/finanse/ubezpieczenia/dla-rolnikow/ .